Raising a child isn’t cheap. The DOA estimates it’ll cost a quarter million to raise a child born in 2015 — and that’s without college. But what if your child has special needs? One study estimates the lifetime costs of treating and caring for an individual with autism can rise to $2.4 million. That’s the boat Judith Newman is in. She’s the author of “To Siri with Love: A Mother, Her Autistic Son, and the Kindness of Machines,” a collection of touching and — surprisingly often — hilarious stories about life with her teenage son, Gus, and his twin brother, Henry. Then, Kelly and I dive into taxes, investing in retirement and how to dodge bank fees with very little effort. If you have a minute, we’d love to hear what you think. Leave us a review on Apple Podcasts.