You know my pal David Bach, author of (newly updated and expanded best-seller) “The Automatic Millionaire,” from his years of giving great financial advice. What you don’t know is that he just came back from an 18-month sabbatical where he realigned his priorities and even learned to meditate. We home in on the power of all three — automation, meditation and sabbaticals — and how they can lead to a richer life. Then, Kelly and I answer your questions on pet insurance, discuss the case for renting versus buying and talk through what to do with your tax refund. Leave us a review, tell us what you think and send us your questions at HerMoney.com.