In this Bonus Mailbag, we discuss the documentation needed for purchasing a home and the decision to tap into an IRA before retirement. Should you ever consider this, and, if so, under what circumstances? Plus: How to find the right financial planner, how to approach paying off six-figure student debt and when to pull money from your savings for your investments? Are you among the many women who have money in savings that should be invested instead? Let’s find out!