We get it. Because we’re tired of it, too. Trouble is, many of us do spend the majority of our disposable income on food. We literally eat our money. If we could get ourselves to cook even a little bit more, we could seriously save. Which is why we were so thrilled to hear cookbook author and New York Times food columnist Melissa Clark tell us she cooks, because she’s lazy. Seriously. She argues that it’s a lot less work than eating out. And she has a point. Which you’ll see as she takes us through cost-effective recipes, some common excuses for not cooking and which ingredients and kitchen supplies you can cut corners on. (If it sounds like we’re geeking out, it’s because we are. Just a little bit.) In Mailbag, we answer your questions on renovating a house, paying off five-figure credit card debt and setting up 529s for nieces and nephews. Plus: Did you know over 90% of recruiters are using LinkedIn to check you out? We discuss what to have on your profile.