Direct deposit, Apple Pay, Venmo — money moves so quickly and transparently that it’s hard for kids to understand the value of a dollar when we rarely touch one. To the rescue: Financial literacy expert and best-selling author Beth Kobliner with her new book, “Make Your Kid A Money Genius (Even If You’re Not).” We talk about the financial facts of life — and what’s appropriate to know when — beginning at age 3 and going up to college. Then, Kelly and I dive into when the right time is to take Social Security, when to start a college savings plan for a newborn and how to get the family back on track after a devastating job loss. Finally, even if you think you’re protecting your information, you may be sharing it via auto-fill. We’ll help you stop. Thanks for listening to HerMoney and for sending us your questions. You can use this link (http://apple.co/1Sb1OCo) to share the show with your friends so they can come along for the HerMoney ride.